Funding Solutions Built for Business Growth

IntelloGrit provides professional consultancy services to help businesses and startups explore suitable funding options including business loans, startup funding, government-backed schemes such as CGSS, credit solutions, growth funding and strategic financial guidance. We help you understand your options, assess eligibility and prepare for the application process.

Eligibility for government-backed funding schemes varies by scheme. Generally, registered Indian businesses, MSMEs, startups and entrepreneurs may be eligible depending on the specific scheme requirements. Eligibility criteria include factors such as business type, registration status, turnover, age of business and other scheme-specific conditions.

CGSS stands for Credit Guarantee Scheme for Startups. It is a government-backed scheme that provides credit guarantee coverage for loans extended to eligible startups, enabling them to access collateral-free business loans up to ₹20 Crore* from scheduled commercial banks and SEBI-registered AIFs. *Subject to applicable terms, conditions and scheme requirements.

CGSS is available for startups recognised by the Department for Promotion of Industry and Internal Trade (DPIIT). Specific eligibility requirements include DPIIT recognition, meeting the scheme's definition of a startup, and other applicable conditions as specified by the scheme guidelines. We recommend consulting with our team to assess your specific eligibility.

One of the key features of CGSS is that it enables eligible startups to access loans without providing collateral or third-party guarantees, as the credit guarantee is provided by the government. However, this is subject to lender requirements, scheme guidelines and applicable terms and conditions.

Our process involves four steps: Understand — we take time to understand your business and funding requirement; Assess — we review your eligibility and identify suitable funding options; Prepare — we help organise required information and documentation; Apply — we guide you through the appropriate application or support process. The process may vary based on your specific requirements.

Documentation requirements vary based on the funding option and lender. Commonly required documents include business registration certificates, PAN/Aadhaar, financial statements, bank statements, business plan, GST registration, and scheme-specific documents such as DPIIT recognition certificate for startup schemes. Our team will guide you on specific documentation requirements.

No. Approval is subject to applicable eligibility criteria, lender decisions, scheme guidelines, documentation and terms and conditions. IntelloGrit provides professional consultancy to help you understand your options and prepare your application. We do not guarantee loan approval, funding amounts or scheme eligibility outcomes.